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What Does Total Loss Mean In Car Insurance / What Does It Mean When A Car Is Totaled | instamotor . Gap insurance is an optional car insurance coverage that protects car owners when the claim received from a total loss does not fully cover the. This is when your insurance agent calls with the unfortunate news that your vehicle has been declared a total loss. However, a car that's totaled by one insurer probably would be. My car is old and the assessor said that the insurance company won't pay to fix my car because it's over the total worth of my vehicle at this point. A total loss is insurance language meaning your car has been totaled, or otherwise damaged beyond repair. A vehicle is a total loss (or totaled) if any of the following apply: Total loss vehicles were less common among property damage liability claims than in collision claims. Further, if an insurer declares your car to be a total loss, the insurer has the legal right. Car insurance offers p

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